:root {
  --loan-ink: #17263b;
  --loan-muted: #5d7087;
  --loan-line: rgba(23, 38, 59, 0.12);
  --loan-line-strong: rgba(23, 38, 59, 0.22);
  --loan-surface: rgba(255, 255, 255, 0.96);
  --loan-surface-soft: rgba(255, 255, 255, 0.88);
  --loan-brand: #0f6abf;
  --loan-brand-deep: #0d345d;
  --loan-teal: #159b94;
  --loan-accent: #ef8e3b;
  --loan-success: #18794e;
  --loan-danger: #b54434;
  --loan-warning: #8c5d17;
  --loan-shadow: 0 26px 60px rgba(13, 36, 61, 0.08);
  --loan-radius: 22px;
  --loan-radius-sm: 16px;
}

*,
*::before,
*::after {
  box-sizing: border-box;
}

html {
  scroll-behavior: smooth;
}

body {
  margin: 0;
  background:
    radial-gradient(circle at 0% 0%, rgba(21, 155, 148, 0.15), transparent 30%),
    radial-gradient(circle at 100% 10%, rgba(15, 106, 191, 0.16), transparent 36%),
    linear-gradient(180deg, #eef5ff 0%, #f6f9fc 44%, #f8f6f1 100%);
}

.loan-shell,
.loan-shell input,
.loan-shell select,
.loan-shell textarea,
.loan-shell button {
  font: inherit;
}

.loan-shell {
  width: min(1360px, 95vw);
  margin: 24px auto 48px;
  padding-bottom: 120px;
  color: var(--loan-ink);
}

.loan-shell.is-compact .panel,
.loan-shell.is-compact .results-shell,
.loan-shell.is-compact .scenario-manager,
.loan-shell.is-compact .utility-card,
.loan-shell.is-compact .editor-card,
.loan-shell.is-compact .print-report {
  padding: 16px;
}

.loan-shell.is-compact .page-flow {
  gap: 14px;
}

.loan-shell.is-compact .scenario-card,
.loan-shell.is-compact .comparison-card,
.loan-shell.is-compact .result-card,
.loan-shell.is-compact .chart-card,
.loan-shell.is-compact .report-card {
  padding: 12px;
}

.loan-shell a {
  color: inherit;
}

.skip-link {
  position: absolute;
  left: -999px;
  top: 0;
}

.skip-link:focus {
  left: 1rem;
  top: 1rem;
  z-index: 100;
}

.hero-loan {
  display: grid;
  grid-template-columns: minmax(0, 1.08fr) minmax(340px, 0.92fr);
  gap: 18px;
  margin-top: 16px;
  padding: 24px;
  border-radius: 30px;
  color: #fff;
  background: linear-gradient(135deg, var(--loan-brand-deep), var(--loan-brand) 56%, var(--loan-teal));
  box-shadow: var(--loan-shadow);
}

.hero-loan > [data-simplekit-header] {
  grid-column: 1 / -1;
}

.hero-loan .site-topbar {
  margin-bottom: 0;
}

.hero-copy,
.hero-side,
.hero-highlight,
.hero-mini-grid,
.feature-grid,
.info-grid,
.results-stack,
.workspace-top,
.workspace-main-grid,
.workspace-secondary-grid,
.result-grid,
.chart-grid,
.report-columns,
.faq-list,
.definition-grid,
.comparison-cards,
.comparison-selector,
.comparison-summary,
.table-summary,
.scenario-list,
.lump-sum-list,
.info-inline-grid {
  display: grid;
  gap: 14px;
}

.hero-copy,
.hero-side {
  align-content: start;
}

.eyebrow,
.section-kicker,
.step-kicker,
.mini-kicker,
.trust-label {
  display: inline-flex;
  width: fit-content;
  margin: 0;
  font-size: 0.78rem;
  font-weight: 800;
  letter-spacing: 0.08em;
  text-transform: uppercase;
}

.eyebrow,
.mini-kicker {
  opacity: 0.88;
}

.section-kicker,
.step-kicker,
.trust-label {
  color: var(--loan-brand);
}

.hero-loan h1,
.panel h2,
.print-report h3 {
  margin: 0;
  font-family: "Iowan Old Style", "Baskerville", "Georgia", serif;
}

.hero-loan h1 {
  font-size: clamp(2.6rem, 4.4vw, 4.9rem);
  line-height: 1.02;
  max-width: 12ch;
}

.hero-subtitle,
.hero-proof,
.panel-header p,
.results-block-head p,
.muted,
.small-copy,
.chart-card figcaption,
.faq-item p,
.tip-card p,
.report-rich-copy,
.comparison-note {
  margin: 0;
}

.hero-subtitle {
  font-size: 1.1rem;
  font-weight: 700;
  max-width: 58ch;
}

.hero-proof,
.panel-header p,
.results-block-head p,
.feature-grid p,
.info-card p,
.faq-item p,
.tip-card p,
.comparison-note,
.report-rich-copy {
  line-height: 1.65;
}

.hero-actions,
.toolbar-actions,
.form-actions,
.hero-trust-row,
.tab-list,
.section-head-inline,
.report-header {
  display: flex;
  gap: 10px;
  flex-wrap: wrap;
}

.hero-trust-row span,
.hero-highlight,
.hero-mini-grid div {
  border-radius: 18px;
  border: 1px solid rgba(255, 255, 255, 0.18);
  background: rgba(255, 255, 255, 0.12);
  backdrop-filter: blur(7px);
}

.hero-trust-row span,
.hero-mini-grid div {
  padding: 10px 12px;
  font-size: 0.88rem;
}

.hero-mini-grid {
  grid-template-columns: repeat(2, minmax(0, 1fr));
}

.hero-highlight {
  padding: 18px;
}

.hero-highlight strong {
  font-size: clamp(1.6rem, 4vw, 2.5rem);
  line-height: 1.08;
}

.hero-highlight p {
  margin: 0;
}

.mini-summary-label {
  color: rgba(255, 255, 255, 0.8);
  font-size: 0.82rem;
}

.page-flow {
  display: grid;
  gap: 16px;
  margin-top: 18px;
}

.panel,
.results-shell,
.results-status,
.feature-grid article,
.info-card,
.scenario-manager,
.utility-card,
.editor-card,
.chart-card,
.report-card,
.faq-item,
.tip-card,
.comparison-card,
.scenario-card {
  border: 1px solid var(--loan-line);
  border-radius: var(--loan-radius);
  background: var(--loan-surface);
  box-shadow: 0 10px 30px rgba(16, 33, 58, 0.04);
}

.panel,
.results-shell,
.scenario-manager,
.utility-card,
.editor-card,
.print-report {
  padding: 20px;
}

.panel-header,
.results-block-head,
.input-card-head,
.form-toolbar,
.section-head-inline,
.subsection-head {
  display: flex;
  align-items: flex-start;
  justify-content: space-between;
  gap: 16px;
}

.feature-grid,
.info-grid {
  grid-template-columns: repeat(3, minmax(0, 1fr));
}

.result-grid {
  grid-template-columns: repeat(2, minmax(0, 1fr));
}

.feature-grid article,
.info-card,
.result-card,
.comparison-card {
  padding: 16px;
}

.feature-grid strong,
.info-card h3,
.result-card strong,
.comparison-card strong,
.tip-card strong {
  display: block;
  margin-bottom: 8px;
}

.workspace-top {
  grid-template-columns: minmax(0, 1.28fr) minmax(300px, 0.9fr);
  margin-top: 16px;
}

.workspace-main-grid {
  grid-template-columns: minmax(360px, 1.08fr) minmax(320px, 0.92fr);
  align-items: start;
  gap: 16px;
  margin-top: 16px;
}

.workspace-secondary-grid {
  grid-template-columns: minmax(0, 1.02fr) minmax(320px, 0.98fr);
  align-items: start;
  gap: 16px;
  margin-top: 16px;
}

.workspace-main-grid > *,
.workspace-secondary-grid > *,
.workspace-top > *,
.results-stack,
.results-shell,
.chart-card,
.result-card {
  min-width: 0;
}

.editor-card {
  align-content: start;
  background: var(--loan-surface-soft);
}

.form-toolbar {
  grid-template-columns: minmax(0, 1fr) auto;
}

.compact-actions {
  align-items: end;
}

.compact-select {
  min-width: 130px;
}

.validation-box {
  padding: 14px 16px;
  background: linear-gradient(135deg, rgba(15, 106, 191, 0.08), rgba(21, 155, 148, 0.08));
}

.validation-box.is-error {
  border-color: rgba(181, 68, 52, 0.24);
  background: linear-gradient(135deg, rgba(181, 68, 52, 0.1), rgba(239, 142, 59, 0.08));
}

.validation-box strong {
  display: block;
  margin-bottom: 4px;
}

.focus-strip {
  display: grid;
  grid-template-columns: repeat(3, minmax(0, 1fr));
  gap: 12px;
  margin: 8px 0 4px;
}

.focus-step {
  padding: 14px;
  border-radius: 16px;
  border: 1px solid var(--loan-line);
  background: #fbfcfe;
}

.focus-step p,
.field-help,
.storage-note-list p {
  margin: 0;
}

.inline-guidance {
  margin-top: 10px;
}

.field-help {
  color: var(--loan-muted);
  font-size: 0.84rem;
  line-height: 1.5;
}

.advanced-details {
  margin-top: 16px;
  padding: 14px;
  border: 1px solid var(--loan-line);
  border-radius: 18px;
  background: #fbfcfe;
}

.advanced-details summary {
  font-weight: 800;
  cursor: pointer;
}

.advanced-details[open] summary {
  margin-bottom: 10px;
}

.storage-note-list {
  display: grid;
  gap: 4px;
  margin-top: 10px;
}

.storage-details summary {
  cursor: pointer;
  font-weight: 700;
  color: var(--loan-brand-deep);
}

.storage-details[open] {
  padding-top: 4px;
}

.input-card {
  padding: 18px;
  border-radius: 18px;
  background: #fff;
  border: 1px solid var(--loan-line);
}

.guided-setup {
  display: grid;
  gap: 12px;
  margin-top: 6px;
  padding: 16px;
  border-radius: 18px;
  border: 1px solid var(--loan-line);
  background: linear-gradient(180deg, rgba(15, 106, 191, 0.05), rgba(255, 255, 255, 0.98));
}

.guided-setup-head,
.guided-setup-footer {
  display: flex;
  align-items: flex-start;
  justify-content: space-between;
  gap: 12px;
}

.guided-step-list {
  display: grid;
  grid-template-columns: repeat(3, minmax(0, 1fr));
  gap: 10px;
}

.guided-step-button {
  display: flex;
  align-items: center;
  gap: 12px;
  padding: 12px 14px;
  border-radius: 16px;
  border: 1px solid var(--loan-line);
  background: #fff;
  color: var(--loan-ink);
  text-align: left;
  cursor: pointer;
}

.guided-step-button.is-active {
  border-color: transparent;
  background: linear-gradient(135deg, var(--loan-brand), var(--loan-teal));
  color: #fff;
  box-shadow: 0 12px 24px rgba(11, 52, 95, 0.16);
}

.guided-step-number {
  display: inline-flex;
  align-items: center;
  justify-content: center;
  width: 28px;
  height: 28px;
  border-radius: 999px;
  background: rgba(15, 106, 191, 0.08);
  font-weight: 800;
  flex: 0 0 auto;
}

.guided-step-button.is-active .guided-step-number {
  background: rgba(255, 255, 255, 0.2);
}

.guided-step-copy {
  display: grid;
  gap: 2px;
}

.guided-step-copy strong,
.guided-step-copy small {
  display: block;
}

.guided-step-copy small {
  color: var(--loan-muted);
}

.guided-step-button.is-active .guided-step-copy small {
  color: rgba(255, 255, 255, 0.85);
}

.section-nav-details {
  margin-top: 12px;
  padding: 12px 14px;
  border-radius: 18px;
  border: 1px solid var(--loan-line);
  background: #fbfcfe;
}

.section-nav-details summary {
  cursor: pointer;
  font-weight: 800;
  color: var(--loan-brand-deep);
}

.section-nav-details[open] .tab-list {
  margin-top: 12px;
}

.tab-list {
  margin-top: 4px;
}

.tab-button {
  min-height: 42px;
  padding: 10px 14px;
  border-radius: 999px;
  border: 1px solid var(--loan-line);
  background: #fff;
  color: var(--loan-ink);
  cursor: pointer;
  transition: transform 140ms ease, border-color 140ms ease, background-color 140ms ease;
}

.tab-button.is-active {
  border-color: transparent;
  color: #fff;
  background: linear-gradient(135deg, var(--loan-brand), var(--loan-teal));
  box-shadow: 0 14px 28px rgba(11, 52, 95, 0.18);
}

.tab-button:hover {
  transform: translateY(-1px);
}

.tab-panel[hidden] {
  display: none;
}

.form-grid,
.lump-form-grid {
  display: grid;
  grid-template-columns: repeat(2, minmax(0, 1fr));
  gap: 14px;
}

.form-field {
  display: grid;
  gap: 8px;
}

.form-field span {
  font-weight: 700;
}

.form-field input,
.form-field select,
.form-field textarea {
  width: 100%;
  padding: 12px 14px;
  border: 1px solid var(--loan-line);
  border-radius: 14px;
  color: var(--loan-ink);
  background: #fff;
}

.form-field textarea {
  min-height: 120px;
  resize: vertical;
}

.form-field-wide {
  grid-column: 1 / -1;
}

.checkbox-field {
  display: flex;
  flex-direction: row-reverse;
  justify-content: space-between;
  align-items: center;
  gap: 12px;
  padding: 12px 14px;
  border: 1px solid var(--loan-line);
  border-radius: 14px;
  background: #fbfcfe;
}

.checkbox-field span {
  font-weight: 700;
}

.checkbox-field input {
  width: 18px;
  height: 18px;
  margin: 0;
}

.results-status,
.results-shell {
  padding: 18px;
}

.results-stack {
  align-content: start;
}

.results-stack-primary {
  gap: 16px;
}

.result-grid {
  margin-top: 16px;
}

.result-card {
  border-radius: 18px;
  border: 1px solid var(--loan-line);
  background: linear-gradient(180deg, rgba(15, 106, 191, 0.05), rgba(255, 255, 255, 0.92));
}

.result-card .metric-value {
  font-size: clamp(1.2rem, 2vw, 1.9rem);
  line-height: 1.08;
  overflow-wrap: anywhere;
  word-break: break-word;
}

.result-card .metric-subcopy {
  color: var(--loan-muted);
  overflow-wrap: anywhere;
}

.chart-grid {
  grid-template-columns: 1fr;
  margin-top: 16px;
}

.workspace-wide-shell {
  margin-top: 16px;
}

.chart-card {
  padding: 16px;
}

.chart-details {
  border: 1px solid var(--loan-line);
  border-radius: 18px;
  background: #fbfcfe;
  padding: 12px 14px;
}

.chart-details summary {
  cursor: pointer;
  font-weight: 800;
  color: var(--loan-brand-deep);
}

.chart-details[open] .chart-card-secondary {
  margin-top: 12px;
}

.summary-narrative,
.chart-insight,
.compare-status-bar,
.schedule-toolbar,
.report-checklist,
.comparison-explainer {
  margin-top: 16px;
}

.compare-status-bar {
  grid-template-columns: minmax(240px, 0.85fr) minmax(0, 1.15fr);
  gap: 12px;
  align-items: start;
}

.compare-status-shell {
  background: linear-gradient(135deg, rgba(15, 106, 191, 0.05), rgba(21, 155, 148, 0.05));
}

.compare-status-overview,
.compare-status-selections {
  padding: 14px;
  border-radius: 16px;
  border: 1px solid var(--loan-line);
  background: #fff;
}

.compare-status-overview {
  display: grid;
  gap: 8px;
}

.compare-status-overview p,
.compare-status-selections p {
  margin: 0;
  color: var(--loan-muted);
}

.compare-status-kicker {
  color: var(--loan-brand);
  font-size: 0.8rem;
  font-weight: 800;
  letter-spacing: 0.08em;
  text-transform: uppercase;
}

.compare-status-summary {
  display: flex;
  flex-wrap: wrap;
  gap: 10px;
}

.compare-summary-chip,
.compare-mode-chip {
  display: inline-flex;
  align-items: center;
  min-height: 30px;
  padding: 0 12px;
  border-radius: 999px;
  font-size: 0.82rem;
  font-weight: 800;
}

.compare-summary-chip {
  color: #fff;
  background: linear-gradient(135deg, var(--loan-brand), var(--loan-teal));
}

.compare-mode-chip {
  color: var(--loan-brand-deep);
  background: rgba(15, 106, 191, 0.08);
}

.compare-status-actions,
.compare-selection-actions {
  display: flex;
  gap: 8px;
  flex-wrap: wrap;
}

.compare-status-selections {
  display: grid;
  gap: 10px;
}

.compare-selection-list {
  display: grid;
  gap: 10px;
}

.compare-selection-item {
  display: flex;
  align-items: flex-start;
  justify-content: space-between;
  gap: 12px;
  padding: 12px 14px;
  border-radius: 14px;
  border: 1px solid var(--loan-line);
  background: #fbfcfe;
}

.compare-selection-main {
  display: grid;
  gap: 6px;
}

.compare-selection-title {
  display: flex;
  align-items: center;
  gap: 8px;
  flex-wrap: wrap;
}

.compare-selection-meta {
  color: var(--loan-muted);
  font-size: 0.9rem;
}

.comparison-explainer {
  padding: 14px;
  border-radius: 16px;
  border: 1px solid var(--loan-line);
  background: #fbfcfe;
}

.schedule-toolbar {
  display: flex;
  align-items: center;
  justify-content: space-between;
  gap: 12px;
  flex-wrap: wrap;
}

.chart-card canvas {
  width: 100%;
  height: auto;
  display: block;
}

.chart-legend {
  display: flex;
  gap: 14px;
  flex-wrap: wrap;
  margin-top: 12px;
  color: var(--loan-muted);
  font-size: 0.92rem;
}

.chart-legend span {
  display: inline-flex;
  align-items: center;
  gap: 8px;
}

.legend-swatch {
  width: 18px;
  height: 4px;
  border-radius: 999px;
  display: inline-block;
}

.legend-base {
  background: #0f6abf;
}

.legend-extra,
.legend-principal {
  background: #159b94;
}

.legend-interest {
  background: #ef8e3b;
}

.chart-card figcaption {
  margin-top: 12px;
  color: var(--loan-muted);
}

@media (max-width: 1320px) {
  .workspace-top,
  .workspace-main-grid,
  .workspace-secondary-grid {
    grid-template-columns: 1fr;
  }

  .compare-status-bar,
  .report-masthead {
    grid-template-columns: 1fr;
  }

  .result-grid {
    grid-template-columns: repeat(2, minmax(0, 1fr));
  }

  .results-block-head,
  .panel-header {
    flex-direction: column;
  }

  .result-card .metric-value {
    font-size: clamp(1.15rem, 1.8vw, 1.7rem);
  }
}

.table-summary {
  grid-template-columns: repeat(4, minmax(0, 1fr));
  margin-top: 16px;
}

.mini-stat {
  padding: 12px 14px;
  border-radius: 16px;
  border: 1px solid var(--loan-line);
  background: #fbfcfe;
}

.mini-stat span {
  display: block;
  color: var(--loan-muted);
  font-size: 0.82rem;
}

.mini-stat strong {
  display: block;
  margin-top: 4px;
}

.table-shell {
  margin-top: 16px;
  overflow: auto;
  border: 1px solid var(--loan-line);
  border-radius: 18px;
}

.amortization-table,
.comparison-table {
  width: 100%;
  min-width: 760px;
  border-collapse: collapse;
  background: #fff;
}

.amortization-table th,
.amortization-table td,
.comparison-table th,
.comparison-table td {
  padding: 12px 14px;
  border-bottom: 1px solid var(--loan-line);
  text-align: left;
  white-space: nowrap;
}

.amortization-table thead th,
.comparison-table thead th {
  position: sticky;
  top: 0;
  z-index: 1;
  background: #f4f8fd;
}

.comparison-table .is-best,
.comparison-card.is-best {
  background: rgba(24, 121, 78, 0.08);
}

.comparison-cards {
  grid-template-columns: repeat(auto-fit, minmax(220px, 1fr));
  margin-top: 16px;
}

.comparison-matrix {
  display: grid;
  gap: 12px;
  margin-top: 16px;
}

.comparison-metric-card {
  padding: 14px;
  border-radius: 18px;
  border: 1px solid var(--loan-line);
  background: #fff;
}

.comparison-metric-head {
  display: flex;
  align-items: flex-start;
  justify-content: space-between;
  gap: 10px;
  margin-bottom: 12px;
}

.comparison-metric-head strong {
  display: block;
  margin-top: 6px;
}

.comparison-metric-rule {
  color: var(--loan-muted);
  font-size: 0.82rem;
  font-weight: 700;
}

.comparison-metric-values {
  display: grid;
  grid-template-columns: repeat(auto-fit, minmax(180px, 1fr));
  gap: 10px;
}

.comparison-metric-value {
  display: grid;
  gap: 6px;
  padding: 12px 14px;
  border-radius: 14px;
  border: 1px solid var(--loan-line);
  background: #fbfcfe;
}

.comparison-metric-value.is-best {
  border-color: rgba(24, 121, 78, 0.22);
  background: rgba(24, 121, 78, 0.08);
}

.comparison-metric-scenario {
  color: var(--loan-brand-deep);
  font-size: 0.84rem;
  font-weight: 800;
}

.comparison-metric-mode {
  color: var(--loan-muted);
  font-size: 0.82rem;
}

.comparison-card {
  background: linear-gradient(180deg, rgba(21, 155, 148, 0.05), rgba(255, 255, 255, 0.96));
}

.comparison-card .comparison-chip {
  display: inline-flex;
  margin-top: 10px;
  padding: 6px 10px;
  border-radius: 999px;
  background: rgba(15, 106, 191, 0.08);
  color: var(--loan-brand-deep);
  font-size: 0.84rem;
  font-weight: 700;
}

.scenario-badge-row {
  display: flex;
  gap: 8px;
  flex-wrap: wrap;
  margin-bottom: 8px;
}

.status-chip {
  display: inline-flex;
  align-items: center;
  justify-content: center;
  min-height: 28px;
  padding: 0 10px;
  border-radius: 999px;
  font-size: 0.79rem;
  font-weight: 800;
}

.status-chip.is-active {
  color: #fff;
  background: linear-gradient(135deg, var(--loan-brand), var(--loan-teal));
}

.status-chip.is-compare {
  color: var(--loan-brand-deep);
  background: rgba(15, 106, 191, 0.1);
}

.status-chip.is-warning {
  color: var(--loan-warning);
  background: rgba(239, 142, 59, 0.14);
}

.scenario-list {
  grid-template-columns: repeat(auto-fit, minmax(210px, 1fr));
  margin-top: 16px;
}

.scenario-card {
  padding: 16px;
  border-radius: 18px;
  background: linear-gradient(180deg, rgba(15, 106, 191, 0.04), rgba(255, 255, 255, 0.96));
}

.scenario-card.is-active {
  border-color: rgba(15, 106, 191, 0.28);
  box-shadow: 0 16px 30px rgba(15, 106, 191, 0.12);
}

.scenario-card-header,
.scenario-card-footer,
.lump-row-head {
  display: flex;
  align-items: flex-start;
  justify-content: space-between;
  gap: 10px;
}

.scenario-card h4,
.faq-item h3,
.report-card h4 {
  margin: 0;
}

.scenario-meta,
.scenario-snapshot {
  color: var(--loan-muted);
  font-size: 0.92rem;
}

.scenario-snapshot {
  margin: 4px 0 0;
}

.chip {
  display: inline-flex;
  align-items: center;
  justify-content: center;
  min-height: 28px;
  padding: 0 10px;
  border-radius: 999px;
  background: rgba(15, 106, 191, 0.08);
  color: var(--loan-brand-deep);
  font-size: 0.82rem;
  font-weight: 700;
}

.compare-toggle {
  display: flex;
  align-items: center;
  gap: 8px;
  font-size: 0.9rem;
}

.utility-card {
  align-content: start;
}

.file-trigger {
  cursor: pointer;
}

.subsection-head {
  margin-top: 18px;
}

.lump-sum-list {
  margin-top: 16px;
}

.lump-sum-item {
  padding: 14px;
  border-radius: 16px;
  border: 1px solid var(--loan-line);
  background: #fbfcfe;
}

.lump-sum-item p {
  margin: 6px 0 0;
  color: var(--loan-muted);
}

.comparison-selector {
  grid-template-columns: repeat(auto-fit, minmax(180px, 1fr));
  margin-top: 16px;
}

.comparison-option {
  display: grid;
  gap: 6px;
  padding: 14px;
  border-radius: 16px;
  border: 1px solid var(--loan-line);
  background: #fbfcfe;
}

.comparison-option label {
  display: flex;
  align-items: center;
  gap: 10px;
  font-weight: 700;
}

.comparison-summary {
  margin-top: 12px;
}

.comparison-summary-card {
  padding: 14px;
  border-radius: 16px;
  border: 1px solid var(--loan-line);
  background: rgba(15, 106, 191, 0.05);
}

.comparison-table th .status-chip {
  margin-top: 6px;
}

.comparison-table-shell {
  display: none;
}

[data-simplekit-support] {
  margin-top: 8px;
}

.report-panel {
  background: linear-gradient(180deg, rgba(255, 255, 255, 0.98), rgba(248, 250, 253, 0.98));
}

.print-report {
  border: 1px solid var(--loan-line);
  border-radius: 24px;
  background:
    linear-gradient(180deg, rgba(15, 106, 191, 0.03), rgba(255, 255, 255, 0) 140px),
    #fff;
}

.report-masthead {
  display: grid;
  grid-template-columns: minmax(0, 1.35fr) minmax(260px, 0.65fr);
  gap: 16px;
  padding-bottom: 18px;
  border-bottom: 1px solid var(--loan-line);
}

.report-brand-block {
  display: grid;
  gap: 6px;
}

.report-meta-card {
  align-self: start;
  padding: 14px 16px;
  border-radius: 18px;
  border: 1px solid var(--loan-line);
  background: linear-gradient(180deg, rgba(15, 106, 191, 0.05), rgba(255, 255, 255, 0.94));
}

.report-meta-note {
  margin: 8px 0 0;
  color: var(--loan-muted);
  line-height: 1.55;
}

.report-header {
  align-items: center;
  justify-content: space-between;
  margin-top: 18px;
  padding: 18px 0 20px;
  border-bottom: 1px solid var(--loan-line);
}

.report-lead {
  max-width: 78ch;
}

.report-eyebrow {
  color: var(--loan-brand);
}

.report-subtitle {
  margin: 6px 0 4px;
  color: var(--loan-brand-deep);
  font-weight: 700;
}

.report-takeaway {
  margin: 0;
  color: var(--loan-ink);
  font-weight: 700;
  font-size: clamp(1.1rem, 1.7vw, 1.45rem);
  line-height: 1.4;
}

.report-grid {
  grid-template-columns: repeat(3, minmax(0, 1fr));
  margin-top: 18px;
}

.report-checklist {
  display: grid;
  grid-template-columns: repeat(2, minmax(0, 1fr));
  gap: 12px;
}

.report-snapshot {
  display: grid;
  grid-template-columns: repeat(3, minmax(0, 1fr));
  gap: 12px;
  margin-top: 18px;
}

.report-snapshot .mini-stat {
  background: linear-gradient(180deg, rgba(15, 106, 191, 0.05), rgba(255, 255, 255, 0.96));
}

.report-columns {
  grid-template-columns: repeat(2, minmax(0, 1fr));
  margin-top: 18px;
}

.report-card {
  padding: 18px;
  background: linear-gradient(180deg, rgba(15, 106, 191, 0.02), rgba(255, 255, 255, 0.98));
}

.definition-grid {
  grid-template-columns: repeat(2, minmax(0, 1fr));
}

.definition-row {
  padding: 12px 0;
  border-bottom: 1px solid var(--loan-line);
}

.definition-row dt,
.definition-row dd {
  margin: 0;
}

.definition-row dt {
  color: var(--loan-muted);
  font-size: 0.88rem;
}

.definition-row dd {
  margin-top: 4px;
  font-weight: 700;
}

.report-disclaimer {
  margin-top: 18px;
  border-style: dashed;
}

.info-inline-grid {
  grid-template-columns: repeat(2, minmax(0, 1fr));
  margin-top: 16px;
}

.tip-card {
  padding: 14px;
}

.faq-list {
  margin-top: 16px;
}

.faq-item {
  padding: 18px;
}

.loan-shell .btn {
  display: inline-flex;
  align-items: center;
  justify-content: center;
  min-height: 44px;
  padding: 0 16px;
  border-radius: 999px;
  border: 1px solid transparent;
  text-decoration: none;
  cursor: pointer;
  transition: transform 140ms ease, box-shadow 140ms ease, background-color 140ms ease, border-color 140ms ease;
}

.loan-shell .btn:hover {
  transform: translateY(-1px);
}

.loan-shell .btn-primary {
  color: #fff;
  background: linear-gradient(135deg, var(--loan-brand), var(--loan-teal));
  box-shadow: 0 14px 28px rgba(11, 52, 95, 0.2);
}

.loan-shell .btn-secondary {
  color: #fff;
  border-color: rgba(255, 255, 255, 0.28);
  background: rgba(255, 255, 255, 0.12);
}

.loan-shell .btn-secondary-panel,
.loan-shell .btn-tertiary {
  color: var(--loan-ink);
  border-color: var(--loan-line);
  background: #fff;
}

.loan-shell .btn-danger {
  color: #fff;
  background: var(--loan-danger);
}

.loan-shell .btn:focus-visible,
.loan-shell input:focus-visible,
.loan-shell select:focus-visible,
.loan-shell textarea:focus-visible,
.loan-shell .tab-button:focus-visible {
  outline: 3px solid rgba(239, 142, 59, 0.36);
  outline-offset: 2px;
}

[aria-invalid="true"] {
  border-color: rgba(181, 68, 52, 0.42) !important;
  background: rgba(181, 68, 52, 0.04) !important;
}

.no-print {
  print-color-adjust: exact;
}

@media (max-width: 980px) {
  .hero-loan,
  .workspace-top,
  .workspace-main-grid,
  .workspace-secondary-grid,
  .feature-grid,
  .info-grid,
  .result-grid,
  .chart-grid,
  .report-columns,
  .definition-grid,
  .info-inline-grid,
  .table-summary,
  .form-grid,
  .lump-form-grid,
  .focus-strip,
  .report-masthead,
  .report-snapshot,
  .report-checklist,
  .result-grid {
    grid-template-columns: 1fr;
  }

  .panel-header,
  .results-block-head,
  .input-card-head,
  .form-toolbar,
  .guided-setup-head,
  .guided-setup-footer,
  .section-head-inline,
  .subsection-head,
  .report-header {
    flex-direction: column;
  }

  .guided-step-list {
    grid-template-columns: 1fr;
  }
}

@media (max-width: 720px) {
  .loan-shell {
    width: min(100vw - 20px, 100%);
    margin: 10px auto 28px;
    padding-bottom: 40px;
  }

  .hero-loan,
  .panel,
  .results-shell,
  .scenario-manager,
  .utility-card,
  .editor-card,
  .print-report {
    padding: 18px;
  }

  .scenario-list,
  .comparison-selector,
  .comparison-cards,
  .result-grid,
  .compare-status-bar {
    grid-template-columns: 1fr;
  }

  .compare-selection-item {
    flex-direction: column;
  }

  .result-card .metric-value {
    font-size: clamp(1.35rem, 6vw, 1.9rem);
  }

  .hero-trust-row,
  .toolbar-actions,
  .tab-list {
    width: 100%;
  }

  .hero-mini-grid {
    grid-template-columns: 1fr;
  }

  .tab-button {
    flex: 1 1 calc(50% - 10px);
  }

  [data-simplekit-support] {
    display: none;
  }
}

@media (max-width: 980px) {
  [data-simplekit-support] {
    opacity: 0.8;
  }
}

@media print {
  body {
    background: #fff;
  }

  .loan-shell {
    width: 100%;
    margin: 0;
  }

  .hero-loan,
  .workspace-top,
  .editor-card,
  [data-simplekit-header],
  [data-simplekit-support],
  [data-simplekit-footer],
  .no-print {
    display: none !important;
  }

  .page-flow {
    gap: 0;
    margin-top: 0;
  }

  .panel,
  .results-shell,
  .print-report,
  .report-card,
  .chart-card,
  .faq-item,
  .info-card {
    box-shadow: none;
    border-color: #d3d9e2;
    break-inside: avoid;
  }

  .panel,
  .results-shell,
  .print-report {
    padding: 16px;
  }

  .panel-header p,
  .results-block-head p,
  .muted,
  .small-copy,
  .chart-card figcaption {
    color: #39485e !important;
  }

  .workspace-main-grid,
  .workspace-secondary-grid,
  .chart-grid,
  .feature-grid,
  .info-grid,
  .result-grid,
  .report-columns,
  .definition-grid,
  .table-summary {
    grid-template-columns: 1fr 1fr;
  }

  .comparison-table,
  .amortization-table {
    min-width: 0;
  }

  .comparison-matrix {
    display: none;
  }

  .comparison-table-shell {
    display: block;
  }

  .amortization-table thead,
  .comparison-table thead {
    display: table-header-group;
  }

  .table-shell {
    overflow: visible;
  }

  .report-panel {
    border: 0;
    padding-top: 0;
  }
}